Shelter Bay is a small bay tucked back in at the western end of the Lemon Bay breakwater. The bay sits between the thin western peninsula of the mainland and a point extending to the south know as Shelter Point. Fort Sherman is located on Shelter Point. It was an American base (as so many things here were). It is now mostly unused although the Panama military does use it from time to time. If you hike through to the south you get to the beach on the Lemon Bay side. It will not strike you the way the Caribbean brochure does but it is a beach.