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22 November 2013

  Creating Your Zen: Learning How To Be A Relaxed Entrepreneur Being a small business owner should be an exciting

  Creating Your Zen: Learning How To Be A Relaxed Entrepreneur
Being a small business owner should be an exciting and enthralling responsibility. Frequently though, it is a major source of stress instead. Because of this, many entrepreneurs quickly become burnt out on business ownership – a mindset which can rapidly be the downfall of even the most promising companies. One skill that savvy business owners possess is the ability to create a Zen-like environment at their office by removing the major causes of workplace stress and replacing them with more fulfilling activities.
Identify Your Stress Causers
For an entrepreneur, there are many factors of the business which are prone to causing stress. More often than not, however, many of the most stressful situations we face are completely unnecessary or immaterial to our overall success.healthy living
Eliminating these over-emphasized stress causers can create a much more present working environment which will in turn increase your overall happiness. Sit down and create a list of all of the things in your business that cause you a significant amount of stress. Items on the list could include:
Try to think as widely as possible, and square in on all of the aspects of your business that cause you stress on a daily basis. It is highly likely that you will find out that most of the major frustration in your business life is from things that are within your control to change.acid reflux remedies Even stress from items which are largely out of your control such as debt obligations can be greatly reduced through proper planning and implementation ahead of time. Too often, we endure stress on a daily basis because it is simply easier than taking the initiative and accepting needed change.
Delegate Less Important Responsibilities To Qualified Employees
Many business owners, when asked, respond that the biggest limitation they face in the growth of their business is time. When faced with daily obligations that limit your time to be the strategic figurehead of your company, it is not unusual for stress to follow. Another aspect of change that many people have problems with is letting go of tasks which are, simply speaking, not worth their time. We’ve all heard that “if you want to do something right, you’ve got to do it yourself”, but in most circumstances that is far from true.
As an entrepreneur, you should be focusing your time on the activities that are going to maximize your company’s success. For small companies, this is an even harder concept to grasp. Do you spend an hour each morning double checking your team’s work because you want to ensure everything is right? While these are understandable concerns, it’s time consuming to go over every detail. By thoroughly communicating the tasks initially then asking for brief updates, you will be able to free up your very limited time to focus on more important aspects of your company.
You may think that stress is part of being the boss and that removing the major stress causers in your day-to-day operations is much easier said than done, but most commonly that is just the result of an improperly focused mindset. As an entrepreneur, you are in control of your business – not the other way around. Too many times, we put an over-inflated level of importance on our daily tasks and responsibilities and refuse to accept the fact that our time can be much more wisely used in other aspects of our businesses.

learn about GERD
Acid Reflux Remedies | Facebook
Acid Reflux Remedies | Facebook

22 November 2013

  There are several ways to buy cheap Gucci mens shoes. One of the best ways is to check the Internet. The web fe

  There are several ways to buy cheap Gucci mens shoes. One of the best ways is to check the Internet. The web features a number of online sites that specialize in fashionable footwear.acid reflux remedies(adsbygoogle = window.adsbygoogle || []).push(); Customers can also access substantial discounts on bulk orders, along with shipping specials as well. This high-end brand is known for its lavish designs and styles.how to stop Acid Reflux Whether it is sneakers or loafers, customers are guaranteed true comfort with every step. This particular brand can also be found at wholesale shoe and sneaker outlets. In fact, these venues specialize in a range of brands at cost-affordable rates. Customers can also browse an extensive range of colors, sizes, and designs for any athletic or social purposes. Another way to find these popular products is by visiting your local footwear shop. As a popular brand, these sneakers and loafers are always available at these shops. Whether it is the Nero-Nero sneakers or moccasins, customers are guaranteed to find a variety of shoes at low rates. They can also place orders for customized items, which can include monograms and other graphics. The latter, however, may cost more than items that are marked down on the retail market. Customers can also check weekly circulars for discounts on these sneakers. While retail in nature, sneaker shops showcase these brands at wholesale rates as well. This, however, is usually for buyers that want to resell these sneakers or simply wear it themselves. Customers also have the option to check auction sites. These venues usually offer these items at affordable rates for direct buyers. Since so many of them are available on the market, it should not be hard to secure bottom dollar prices for these products. In recent years, customers have also ordered these brands from international distributors. Due to the demand of these popular products, the domestic market has been overwhelmed with orders across the board. As a result, international shoe and sneaker sellers have facilitated a number of Internet and in-school requests. This has further increased the demand for these brands at affordable prices. The products are also available at sneaker trade shows. These events specialize in selling these brands at below market rates.acid reflux remedies They are also designed to allow customers to trade with each other, while haggling for low prices on these popular sneakers and loafers. These items can even be purchased at local department stores. In fact, most retail outlets have an extensive inventory of shoes. They are also marked to meet customer demands within time and budget. Customers can even check trade publications to find some great deals on these products. This includes magazines, along with fliers, pamphlets, and brochures. These marketing materials usually showcase local sales on sneakers, loafers, and other items from this world-renowned brand. Customers also have the option to use promotional codes when ordering these brands at affordable prices online.Acid Reflux No matter which option you select, there are numerous ways to purchase cheap Gucci mens shoes. It simply requires some research on the part of buyers to find the best deals on the market. Customers may also contact the manufacturers directly to order these sneakers online for maximum convenience.

https://www.facebook.com
https://www.facebook.com
Acid Reflux Remedies | Facebook

22 November 2013

  Are you planning a party in a near future? So, what are your plans to make it different from the other parties?

  Are you planning a party in a near future? So, what are your plans to make it different from the other parties?Acid Reflux Well, you should plan a disparate event this time, to make it extraordinary from other events. What about a professional silhouette artist working on a special event to enlighten the entire event with an artistic flare? It may sound a strange little thing but it does happen and people hire silhouette professionals to brighten up their parties and make it different from the party that happened the very next door.
Silhouette art has come a long way from a traditional paper art to a wonderful art technique that is carried over from portraits to photographs of other decorative items and has set an awesome example of a wonderful new era art technique. Silhouette art is classic and extraordinarily mind refreshing and force you to appreciate the endless boundaries of creativity of an artist. For a creative silhouette art, sky is the limit, that knows no barriers.acid reflux remedies
Silhouette art has become a wonderful technique to create an environment suiting the event. Hiring an event artist to create silhouette defining the mood of the whole event has been in trend during the recent years. Be it a children`s party or a wedding party or a red carpet event, silhouette artists are known for their wonderful silhouette art and can create the whole environment according to the demand of the event. They work according to the given themes and leave the impression of their nostalgic art in the minds of the people forever.
Silhouette portraits have been in the scene for ages and silhouette artists have given a revolutionary twist to the art and have popularized the art in different phases of the world. Many silhouette portraits have been a target of the artists over the years but artists have never hesitated to experiment with silhouette art. That is why the silhouette art has now become a special event in a big event in the occasions like wedding. Silhouettes at weddings is one of the most elegant way to carry on a party. Silhouette artists create a fun silhouette work to add charm to the party and a special event like wedding becomes a memorable one.
Obviously, to hire a silhouette artist can be bit expensive affair but when a wedding is an event cost hardly matters. You can always hire an artist to make the celebration fun filled and full of entertainment. The classic silhouette art form is just an awesome piece and whatever be the occasion, silhouette art is just mesmerizing and is a valuable piece to decorate and handle with care.
When silhouette art has become a part of many social events, even you may give a thought to be a part of the crowd and may hire an artist for the celebration of a special event in your home. The cost of hiring an artist depends upon the standard of his creativity. If you feel convinced, why not hire a silhouette artist to have a bash in your event.

22 November 2013

  Royal Dutch Shell (RDS.A, RDS.B) is a super major energy corporations. The Anglo-Dutch firm is involved in inte

  Royal Dutch Shell (RDS.A, RDS.B) is a super major energy corporations. The Anglo-Dutch firm is involved in international exploration and production, refining and retail distribution of fuels. It and its peers make sense to some investors as relatively safe, mega cap companies that reward investors. Yet there are several current matters that may result in the scrutiny of RDS stockholders.The integrated majors all have their issues, and billionaire James Chanos`s recent commentary likening them to value traps might have some merit. He says costs of finding energy have "gone through the roof" and that "unmistakably the returns are dropping." An intertwined part of the situation involves questions about the sustainability of dividend and repurchase programs, though it does not appear to be an imminent worry with Shell.However, some operational aspects of the company have been problematic, including rampant theft in Nigeria. Stealing is so extensive there that complicity of thieves and law enforcement is assumed. Shell, Africa`s largest oil exporter, has just shut down a pipeline pursuant to its reopening for repairs after theft. It is selling onshore Nigerian assets (which can make for easier targets than offshore locations), as losses have contributed to the company`s most recent earnings disappointment. Further, the Nigerian government tends to treat oil companies as a skinflint pursuant to pollution resulting from spills caused by the bandits. The result is that corporation is continued effort to divest Nigerian acreage.Meanwhile, Shell has incurred a $2.2 billion charge for liquids rich properties in North America, which is slated to result in sales also.acid reflux remedies Disposals, are only attributed to a small percentage of available cash (Also, Appendix: Figure 22).(click to enlarge)As positives, the company has recently announced an $11 billion deal in Iraq (Appendix Fig. 23: involvement at Majnoon is already extensive). There is also an arrangement in place with Sinopec (SNP) to access China`s central regions that contain largely unexplored territory.Elsewhere in Asia, Pavilion Energy pte ltd, a division of Singapore`s state-run Temasek, has recently reached an agreement with a major European multinational oil and gas company to supply natural gas to Asia. The firm`s partner in the deal is unknown. Shell, active enough in gas projects (I, II, III) that it might be perceived as the greenest integrated major, cannot be ruled out.Shell is an iconic firm with a global presence. Aside from its headway with natural gas, other products have retail appeal. In fact, its V-Power gasoline contains five times the amount of cleaning agents required by federal standards, markedly superior to competition that includes domestic products such Conoco`s (COP) as Exxon Mobil`s (XOM) Super+.Beyond knowing and liking the company there are glaring uncertainties pertaining to its future, as management is in transition. Chief Executive Peter Voser is stepping down. His replacement is Ben van Beurden, who is scheduled to assume his office on January 1, 2014.In a remarkably thorough 32 page report entitled "Still Time to Wait and See," UBS reiterates a Neutral rating on the stock, and assigns a $33.81 price target (per Nov. 20th £/$ exchange rates) on the company`s A shares as of November 7th. The depository stock that trades in domestic markets is worth two shares, so the target would be $67.62. The price as of this writing is $67.81, implying the equity is fairly valued on an Enterprise Value / Debt Adjusted Cash Flow basis:Valuation: £21 target set at 2014 EV/DACF of 5.8x vs. sector at 5.5x…We confirm our existing valuation view which supports our £21 target. We do think the dividend provides a support to the shares at current levels suggesting a case for option value - although it may make more sense to just wait and see.The Swiss firm, viewing any downside as driven by macroeconomic forces, includes other helpful information:We calculate that our 2014 earnings are ~1.3% sensitive to a $1/bbl movement in oil prices. Sentiment could be hurt further should there be an additional slew of asset impairments or further backing off from targets.Apparently in agreement with Jim Chanos, UBSThink(s) that if nothing else the existing operating cash flow targets of the company will have to be cut…The scale of capital employed and capital not in use needs greater scrutiny...Also specified:The Downstream is delivering competitive Chemicals earnings but would seem to have upside opportunity from performance improvement in Refining and Marketing;The assembled Upstream portfolio appears a good offering the potential of a competitive combination of production growth, long-life and returns ... there is clearly execution risk;Where the company falls short in our view is in better explaining the economic case for investment into the large projects and incremental opportunities;The use of a scrip/anti dilute buy-back risks loosening capital discipline and also has the side product of crowding out a genuine share buy-back - an important tool in a cyclical, capital intense industry like big oil.However, there are statements that support status as a shareholder:We believe that in absolute terms the downside in the shares is now probably quite small. In particular, the dividend yield should act as significant downside protection at these levels. It is high by historic levels and when compared to the sector and other similarly credit worthy European companies.Indeed B shares currently yield close to 5.1%, and though the A stock has a lower price before the dividend tax is withheld, it currently yields 4.5%. Among peers, only Eni S.p.A. (E) is projected to have a higher payout, (Figure 24 of the appendix).The stock is expected to behave as what is traditionally described as bond-like for the foreseeable future. If it trades in a narrow range, while leadership transitions and assets are sold, returns are likely to be close to 5%, particularly if the dividend provides downside support. Better results can be obtained if a purchase is made when the share price is lower (perhaps after 4Q earnings). In comparison, the iShares 20 Year Treasury Bond ETF (TLT) pays out 3.3% per annum, so on dividend payments alone, RDS shares may be superior to bonds. Further, there is a great deal of uncertainty as Janet Yellen is set to become the Federal Reserve Chair and tapering of Quantitative Easing could drive down the price of debt.For an investment in integrated oil and gas, Shell may be worthy of consideration. It is an enormous corporation in transition that pays dividends. Anyone who knows and likes the company might sensibly choose to own its equity.Appendix (Courtesy of UBS):(click to enlarge)(click to enlarge)(click to enlarge)
Disclosure: I am long RDS.B. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. (More...)

22 November 2013

  In Puspha Pal Singh`s well written article "3 Deadly Mistakes People Make In Relationships - You Must Be aware

  In Puspha Pal Singh`s well written article "3 Deadly Mistakes People Make In Relationships - You Must Be aware Of These Before It`s Too Late" the 3 mistakes outlined are:
Is there a way to address all of these without constantly having to remind yourself about them?
Absolutely yes!
1. Not being clear with one`s goals is often about a lack of personal clarity about what one wants and an inability to be perfectly honest about this. Often the underlying problems stem from a fear of rejection, feelings of low self worth, low self esteem and low self confidence. These will always cloud one`s mind and block one`s honest expression of self.
2.healthy living Being too demanding is a controlling pattern of behavior that usually stems from the need to be right, a fear of being out of control, a fear of being taken advantage of and/or a fear of getting hurt. These lead one to actually feel and be out of control because they generate automatic and destructive compulsive behaviors that are truly self sabotaging.
3.acid reflux remedies Not spending enough quality time often results from a fear of emotional intimacy, lack of clarity with one`s goals (see #1 above), a lack of control over the rest of one`s life, fear of being honest about where one is going in one`s life.
Having to constantly remind yourself of lists of strategies to keep these problems at bay may or may not be the most effective use of your time and energy.learn about acid reflux Would you rather not simply have them dealt with once and for all?healthy diet
The only way to address them is to "permanently", yes, "permanently" erase the hard drive of your mind and body and start over with a new and better program. One that comes from the Heart, a place of truth, honesty, strength, clarity, self confidence, self worth, resilience, and love.

22 November 2013

  Could I really connect while I was on the ground, before leaving my departure gate and maintain my Internet con

  Could I really connect while I was on the ground, before leaving my departure gate and maintain my Internet connection all the way to when I landed and reached the gate of my destination, John Wayne Airport in Orange County, Calif.? For the most part, yes. There was trouble at first that cleared, and things got better and better as I went on.
We left the gate at 2:05 p.Acid Refluxm. and were quickly stuck on a taxiway, the pilot announcing a 10- to 15-minute backlog for takeoffs because of bad weather. But by 2:24 p.m., that disappointment was eased as the data started to flow. My first tweet finally left my iPad -- a first tweet by means of a device that only days before was required to be off -- using the airplane`s own Wi-Fi, while on a taxiway.
OK the @southwestair wifi finally working, which is good as we`re on the ground with a 10-15 minute delay
It wasn`t working well, though. Moments after that tweet went out, the data died again. It took another 10 minutes until it started to flow again, at first enough so that my Clash of Clans game would load, and then a few minutes later, I was able to use Twitter regularly, get to my e-mail and do some browsing.
Vine of my @southwestair takeoff. That was weird to do :) https://t.co/75URQY6HuT
More @southwestair takeoff. It`s rainy over Las Vegas https://t.co/Y0Zcu501kS
It`s a whole new world for flight attendants too, it seems.
Approach on @southwestair into SNA. Disneyland too far away to see https://t.co/fkeXRW9vI0
And landing on @southwestair into Orange County. Wifi still holding strong. That`s it for my gate-to-gate t... https://t.co/gXW6jMdfCf
Another plus for the Southwest flyer like me is that paying $8 "per day" for what often is only 30 to 45 minutes of Internet time on short flights can feel expensive and perhaps not worth the bother. But the new gate-to-gate service, potentially doubling or tripling that Internet time, may tip things for me and others.
Airplane mode and other things to consider On my flight, as remains the case with any flight in the US, your device needs to be in "airplane mode." Airplane mode really means "no cellular signal" mode. By default, putting a phone or tablet into airplane mode usually disables all connections: cellular, Wi-Fi, or Bluetooth. But you can toggle Wi-Fi on, with airplane mode still working to leave cellular data off. And that`s fine. Wi-Fi on is good; cellular on is bad.
Still, it can be confusing. When we were above 10,000 feet, the pilot came on to say that laptops could be used, and our existing devices already on could continue to be used, but there could be "no data back-and-forth" transmitted. Wi-Fi, of course, does transmit data back and forth. What the pilot really meant was this: no cellular data transmitted back and forth directly between our devices and the ground. Only connections relayed through the Southwest system are allowed.
You can learn more about the new Southwest system here and also see this FAQ from CNET about the new FAA rules for devices on airlines in general.

  Creating Your Zen: Learning How To Be A Relaxed Entrepreneur Being a small business owner should be an exciting

22 November 2013
  Creating Your Zen: Learning How To Be A Relaxed Entrepreneur
Being a small business owner should be an exciting and enthralling responsibility. Frequently though, it is a major source of stress instead. Because of this, many entrepreneurs quickly become burnt out on business ownership – a mindset which can rapidly be the downfall of even the most promising companies. One skill that savvy business owners possess is the ability to create a Zen-like environment at their office by removing the major causes of workplace stress and replacing them with more fulfilling activities.
Identify Your Stress Causers
For an entrepreneur, there are many factors of the business which are prone to causing stress. More often than not, however, many of the most stressful situations we face are completely unnecessary or immaterial to our overall success.healthy living
Eliminating these over-emphasized stress causers can create a much more present working environment which will in turn increase your overall happiness. Sit down and create a list of all of the things in your business that cause you a significant amount of stress. Items on the list could include:
Try to think as widely as possible, and square in on all of the aspects of your business that cause you stress on a daily basis. It is highly likely that you will find out that most of the major frustration in your business life is from things that are within your control to change.acid reflux remedies Even stress from items which are largely out of your control such as debt obligations can be greatly reduced through proper planning and implementation ahead of time. Too often, we endure stress on a daily basis because it is simply easier than taking the initiative and accepting needed change.
Delegate Less Important Responsibilities To Qualified Employees
Many business owners, when asked, respond that the biggest limitation they face in the growth of their business is time. When faced with daily obligations that limit your time to be the strategic figurehead of your company, it is not unusual for stress to follow. Another aspect of change that many people have problems with is letting go of tasks which are, simply speaking, not worth their time. We’ve all heard that “if you want to do something right, you’ve got to do it yourself”, but in most circumstances that is far from true.
As an entrepreneur, you should be focusing your time on the activities that are going to maximize your company’s success. For small companies, this is an even harder concept to grasp. Do you spend an hour each morning double checking your team’s work because you want to ensure everything is right? While these are understandable concerns, it’s time consuming to go over every detail. By thoroughly communicating the tasks initially then asking for brief updates, you will be able to free up your very limited time to focus on more important aspects of your company.
You may think that stress is part of being the boss and that removing the major stress causers in your day-to-day operations is much easier said than done, but most commonly that is just the result of an improperly focused mindset. As an entrepreneur, you are in control of your business – not the other way around. Too many times, we put an over-inflated level of importance on our daily tasks and responsibilities and refuse to accept the fact that our time can be much more wisely used in other aspects of our businesses.

learn about GERD
Acid Reflux Remedies | Facebook
Acid Reflux Remedies | Facebook

  There are several ways to buy cheap Gucci mens shoes. One of the best ways is to check the Internet. The web fe

22 November 2013
  There are several ways to buy cheap Gucci mens shoes. One of the best ways is to check the Internet. The web features a number of online sites that specialize in fashionable footwear.acid reflux remedies(adsbygoogle = window.adsbygoogle || []).push(); Customers can also access substantial discounts on bulk orders, along with shipping specials as well. This high-end brand is known for its lavish designs and styles.how to stop Acid Reflux Whether it is sneakers or loafers, customers are guaranteed true comfort with every step. This particular brand can also be found at wholesale shoe and sneaker outlets. In fact, these venues specialize in a range of brands at cost-affordable rates. Customers can also browse an extensive range of colors, sizes, and designs for any athletic or social purposes. Another way to find these popular products is by visiting your local footwear shop. As a popular brand, these sneakers and loafers are always available at these shops. Whether it is the Nero-Nero sneakers or moccasins, customers are guaranteed to find a variety of shoes at low rates. They can also place orders for customized items, which can include monograms and other graphics. The latter, however, may cost more than items that are marked down on the retail market. Customers can also check weekly circulars for discounts on these sneakers. While retail in nature, sneaker shops showcase these brands at wholesale rates as well. This, however, is usually for buyers that want to resell these sneakers or simply wear it themselves. Customers also have the option to check auction sites. These venues usually offer these items at affordable rates for direct buyers. Since so many of them are available on the market, it should not be hard to secure bottom dollar prices for these products. In recent years, customers have also ordered these brands from international distributors. Due to the demand of these popular products, the domestic market has been overwhelmed with orders across the board. As a result, international shoe and sneaker sellers have facilitated a number of Internet and in-school requests. This has further increased the demand for these brands at affordable prices. The products are also available at sneaker trade shows. These events specialize in selling these brands at below market rates.acid reflux remedies They are also designed to allow customers to trade with each other, while haggling for low prices on these popular sneakers and loafers. These items can even be purchased at local department stores. In fact, most retail outlets have an extensive inventory of shoes. They are also marked to meet customer demands within time and budget. Customers can even check trade publications to find some great deals on these products. This includes magazines, along with fliers, pamphlets, and brochures. These marketing materials usually showcase local sales on sneakers, loafers, and other items from this world-renowned brand. Customers also have the option to use promotional codes when ordering these brands at affordable prices online.Acid Reflux No matter which option you select, there are numerous ways to purchase cheap Gucci mens shoes. It simply requires some research on the part of buyers to find the best deals on the market. Customers may also contact the manufacturers directly to order these sneakers online for maximum convenience.

https://www.facebook.com
https://www.facebook.com
Acid Reflux Remedies | Facebook

  Are you planning a party in a near future? So, what are your plans to make it different from the other parties?

22 November 2013
  Are you planning a party in a near future? So, what are your plans to make it different from the other parties?Acid Reflux Well, you should plan a disparate event this time, to make it extraordinary from other events. What about a professional silhouette artist working on a special event to enlighten the entire event with an artistic flare? It may sound a strange little thing but it does happen and people hire silhouette professionals to brighten up their parties and make it different from the party that happened the very next door.
Silhouette art has come a long way from a traditional paper art to a wonderful art technique that is carried over from portraits to photographs of other decorative items and has set an awesome example of a wonderful new era art technique. Silhouette art is classic and extraordinarily mind refreshing and force you to appreciate the endless boundaries of creativity of an artist. For a creative silhouette art, sky is the limit, that knows no barriers.acid reflux remedies
Silhouette art has become a wonderful technique to create an environment suiting the event. Hiring an event artist to create silhouette defining the mood of the whole event has been in trend during the recent years. Be it a children`s party or a wedding party or a red carpet event, silhouette artists are known for their wonderful silhouette art and can create the whole environment according to the demand of the event. They work according to the given themes and leave the impression of their nostalgic art in the minds of the people forever.
Silhouette portraits have been in the scene for ages and silhouette artists have given a revolutionary twist to the art and have popularized the art in different phases of the world. Many silhouette portraits have been a target of the artists over the years but artists have never hesitated to experiment with silhouette art. That is why the silhouette art has now become a special event in a big event in the occasions like wedding. Silhouettes at weddings is one of the most elegant way to carry on a party. Silhouette artists create a fun silhouette work to add charm to the party and a special event like wedding becomes a memorable one.
Obviously, to hire a silhouette artist can be bit expensive affair but when a wedding is an event cost hardly matters. You can always hire an artist to make the celebration fun filled and full of entertainment. The classic silhouette art form is just an awesome piece and whatever be the occasion, silhouette art is just mesmerizing and is a valuable piece to decorate and handle with care.
When silhouette art has become a part of many social events, even you may give a thought to be a part of the crowd and may hire an artist for the celebration of a special event in your home. The cost of hiring an artist depends upon the standard of his creativity. If you feel convinced, why not hire a silhouette artist to have a bash in your event.

  Royal Dutch Shell (RDS.A, RDS.B) is a super major energy corporations. The Anglo-Dutch firm is involved in inte

22 November 2013
  Royal Dutch Shell (RDS.A, RDS.B) is a super major energy corporations. The Anglo-Dutch firm is involved in international exploration and production, refining and retail distribution of fuels. It and its peers make sense to some investors as relatively safe, mega cap companies that reward investors. Yet there are several current matters that may result in the scrutiny of RDS stockholders.The integrated majors all have their issues, and billionaire James Chanos`s recent commentary likening them to value traps might have some merit. He says costs of finding energy have "gone through the roof" and that "unmistakably the returns are dropping." An intertwined part of the situation involves questions about the sustainability of dividend and repurchase programs, though it does not appear to be an imminent worry with Shell.However, some operational aspects of the company have been problematic, including rampant theft in Nigeria. Stealing is so extensive there that complicity of thieves and law enforcement is assumed. Shell, Africa`s largest oil exporter, has just shut down a pipeline pursuant to its reopening for repairs after theft. It is selling onshore Nigerian assets (which can make for easier targets than offshore locations), as losses have contributed to the company`s most recent earnings disappointment. Further, the Nigerian government tends to treat oil companies as a skinflint pursuant to pollution resulting from spills caused by the bandits. The result is that corporation is continued effort to divest Nigerian acreage.Meanwhile, Shell has incurred a $2.2 billion charge for liquids rich properties in North America, which is slated to result in sales also.acid reflux remedies Disposals, are only attributed to a small percentage of available cash (Also, Appendix: Figure 22).(click to enlarge)As positives, the company has recently announced an $11 billion deal in Iraq (Appendix Fig. 23: involvement at Majnoon is already extensive). There is also an arrangement in place with Sinopec (SNP) to access China`s central regions that contain largely unexplored territory.Elsewhere in Asia, Pavilion Energy pte ltd, a division of Singapore`s state-run Temasek, has recently reached an agreement with a major European multinational oil and gas company to supply natural gas to Asia. The firm`s partner in the deal is unknown. Shell, active enough in gas projects (I, II, III) that it might be perceived as the greenest integrated major, cannot be ruled out.Shell is an iconic firm with a global presence. Aside from its headway with natural gas, other products have retail appeal. In fact, its V-Power gasoline contains five times the amount of cleaning agents required by federal standards, markedly superior to competition that includes domestic products such Conoco`s (COP) as Exxon Mobil`s (XOM) Super+.Beyond knowing and liking the company there are glaring uncertainties pertaining to its future, as management is in transition. Chief Executive Peter Voser is stepping down. His replacement is Ben van Beurden, who is scheduled to assume his office on January 1, 2014.In a remarkably thorough 32 page report entitled "Still Time to Wait and See," UBS reiterates a Neutral rating on the stock, and assigns a $33.81 price target (per Nov. 20th £/$ exchange rates) on the company`s A shares as of November 7th. The depository stock that trades in domestic markets is worth two shares, so the target would be $67.62. The price as of this writing is $67.81, implying the equity is fairly valued on an Enterprise Value / Debt Adjusted Cash Flow basis:Valuation: £21 target set at 2014 EV/DACF of 5.8x vs. sector at 5.5x…We confirm our existing valuation view which supports our £21 target. We do think the dividend provides a support to the shares at current levels suggesting a case for option value - although it may make more sense to just wait and see.The Swiss firm, viewing any downside as driven by macroeconomic forces, includes other helpful information:We calculate that our 2014 earnings are ~1.3% sensitive to a $1/bbl movement in oil prices. Sentiment could be hurt further should there be an additional slew of asset impairments or further backing off from targets.Apparently in agreement with Jim Chanos, UBSThink(s) that if nothing else the existing operating cash flow targets of the company will have to be cut…The scale of capital employed and capital not in use needs greater scrutiny...Also specified:The Downstream is delivering competitive Chemicals earnings but would seem to have upside opportunity from performance improvement in Refining and Marketing;The assembled Upstream portfolio appears a good offering the potential of a competitive combination of production growth, long-life and returns ... there is clearly execution risk;Where the company falls short in our view is in better explaining the economic case for investment into the large projects and incremental opportunities;The use of a scrip/anti dilute buy-back risks loosening capital discipline and also has the side product of crowding out a genuine share buy-back - an important tool in a cyclical, capital intense industry like big oil.However, there are statements that support status as a shareholder:We believe that in absolute terms the downside in the shares is now probably quite small. In particular, the dividend yield should act as significant downside protection at these levels. It is high by historic levels and when compared to the sector and other similarly credit worthy European companies.Indeed B shares currently yield close to 5.1%, and though the A stock has a lower price before the dividend tax is withheld, it currently yields 4.5%. Among peers, only Eni S.p.A. (E) is projected to have a higher payout, (Figure 24 of the appendix).The stock is expected to behave as what is traditionally described as bond-like for the foreseeable future. If it trades in a narrow range, while leadership transitions and assets are sold, returns are likely to be close to 5%, particularly if the dividend provides downside support. Better results can be obtained if a purchase is made when the share price is lower (perhaps after 4Q earnings). In comparison, the iShares 20 Year Treasury Bond ETF (TLT) pays out 3.3% per annum, so on dividend payments alone, RDS shares may be superior to bonds. Further, there is a great deal of uncertainty as Janet Yellen is set to become the Federal Reserve Chair and tapering of Quantitative Easing could drive down the price of debt.For an investment in integrated oil and gas, Shell may be worthy of consideration. It is an enormous corporation in transition that pays dividends. Anyone who knows and likes the company might sensibly choose to own its equity.Appendix (Courtesy of UBS):(click to enlarge)(click to enlarge)(click to enlarge)
Disclosure: I am long RDS.B. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. (More...)

  In Puspha Pal Singh`s well written article "3 Deadly Mistakes People Make In Relationships - You Must Be aware

22 November 2013
  In Puspha Pal Singh`s well written article "3 Deadly Mistakes People Make In Relationships - You Must Be aware Of These Before It`s Too Late" the 3 mistakes outlined are:
Is there a way to address all of these without constantly having to remind yourself about them?
Absolutely yes!
1. Not being clear with one`s goals is often about a lack of personal clarity about what one wants and an inability to be perfectly honest about this. Often the underlying problems stem from a fear of rejection, feelings of low self worth, low self esteem and low self confidence. These will always cloud one`s mind and block one`s honest expression of self.
2.healthy living Being too demanding is a controlling pattern of behavior that usually stems from the need to be right, a fear of being out of control, a fear of being taken advantage of and/or a fear of getting hurt. These lead one to actually feel and be out of control because they generate automatic and destructive compulsive behaviors that are truly self sabotaging.
3.acid reflux remedies Not spending enough quality time often results from a fear of emotional intimacy, lack of clarity with one`s goals (see #1 above), a lack of control over the rest of one`s life, fear of being honest about where one is going in one`s life.
Having to constantly remind yourself of lists of strategies to keep these problems at bay may or may not be the most effective use of your time and energy.learn about acid reflux Would you rather not simply have them dealt with once and for all?healthy diet
The only way to address them is to "permanently", yes, "permanently" erase the hard drive of your mind and body and start over with a new and better program. One that comes from the Heart, a place of truth, honesty, strength, clarity, self confidence, self worth, resilience, and love.

  Could I really connect while I was on the ground, before leaving my departure gate and maintain my Internet con

22 November 2013
  Could I really connect while I was on the ground, before leaving my departure gate and maintain my Internet connection all the way to when I landed and reached the gate of my destination, John Wayne Airport in Orange County, Calif.? For the most part, yes. There was trouble at first that cleared, and things got better and better as I went on.
We left the gate at 2:05 p.Acid Refluxm. and were quickly stuck on a taxiway, the pilot announcing a 10- to 15-minute backlog for takeoffs because of bad weather. But by 2:24 p.m., that disappointment was eased as the data started to flow. My first tweet finally left my iPad -- a first tweet by means of a device that only days before was required to be off -- using the airplane`s own Wi-Fi, while on a taxiway.
OK the @southwestair wifi finally working, which is good as we`re on the ground with a 10-15 minute delay
It wasn`t working well, though. Moments after that tweet went out, the data died again. It took another 10 minutes until it started to flow again, at first enough so that my Clash of Clans game would load, and then a few minutes later, I was able to use Twitter regularly, get to my e-mail and do some browsing.
Vine of my @southwestair takeoff. That was weird to do :) https://t.co/75URQY6HuT
More @southwestair takeoff. It`s rainy over Las Vegas https://t.co/Y0Zcu501kS
It`s a whole new world for flight attendants too, it seems.
Approach on @southwestair into SNA. Disneyland too far away to see https://t.co/fkeXRW9vI0
And landing on @southwestair into Orange County. Wifi still holding strong. That`s it for my gate-to-gate t... https://t.co/gXW6jMdfCf
Another plus for the Southwest flyer like me is that paying $8 "per day" for what often is only 30 to 45 minutes of Internet time on short flights can feel expensive and perhaps not worth the bother. But the new gate-to-gate service, potentially doubling or tripling that Internet time, may tip things for me and others.
Airplane mode and other things to consider On my flight, as remains the case with any flight in the US, your device needs to be in "airplane mode." Airplane mode really means "no cellular signal" mode. By default, putting a phone or tablet into airplane mode usually disables all connections: cellular, Wi-Fi, or Bluetooth. But you can toggle Wi-Fi on, with airplane mode still working to leave cellular data off. And that`s fine. Wi-Fi on is good; cellular on is bad.
Still, it can be confusing. When we were above 10,000 feet, the pilot came on to say that laptops could be used, and our existing devices already on could continue to be used, but there could be "no data back-and-forth" transmitted. Wi-Fi, of course, does transmit data back and forth. What the pilot really meant was this: no cellular data transmitted back and forth directly between our devices and the ground. Only connections relayed through the Southwest system are allowed.
You can learn more about the new Southwest system here and also see this FAQ from CNET about the new FAA rules for devices on airlines in general.

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