Following a 4 year Cruise in Mexico, the Boren Family is living aboard in Morro Bay, CA for the kids to attend Morro Bay High School. Once that is done....who knows....

19 August 2016
31 May 2016
15 May 2016 | The Deck Project Day 1
11 March 2016
23 February 2016 | Morro Bay
13 December 2015 | Port San Luis, CA
27 September 2015
29 July 2015
17 July 2015 | Port San Luis, CA
04 April 2015 | Confessions of a Live Aboard Hobo
08 February 2015 | One Nnight Taco Stand
06 January 2015 | Talking about RO Membranes
23 December 2014
08 December 2014 | Rich was playing with the Camera Again
01 November 2014 | Or 2 Years Back in the States
08 September 2014 | Is it safe in an Anchorage
02 September 2014
09 August 2014 | 2900 Mile Round Trip

The Cost Of Living Aboard

23 July 2013 | is More than the Cost of Cruising in Mexico!
Capt Rich
After living so comfortably on what we only half-jokingly called an “Under a Bridge Budget” in Mexico, the big question about living aboard in the States revolved around our budget. We knew our expenses would go up and they certainly have, but we have also discovered that our cheap living skills gained in Mexico have gone a long way to keeping our stateside budget under control. With our biggest expense being the loss of any free time, we simply don’t have time to log our daily expenses like we did in Mexico and break things up into nice easy categories. However, partly so the NSA has to work harder to spy on us and partly because our time in Mexico reacquainted us with the old school practice of carrying and paying for things in cash, it is very easy to look at our monthly cash withdrawals and simple add up the monthly budget.

With $1400 being a fair monthly expenditure for the last few years in Mexico, our stateside monthly expenses have jumped up to an average of $2400 per month. The list of “new” expenses isn’t that large, but when you add them up it’s easy to see where the extra money goes. The top new expenditure is without a doubt our two cars! Insurance, gas and maintenance for a 1998 Honda CR-V and 2004 Buick Lesabre add up quick, with gas alone ranging from $300-$400/mo. Groceries are about the same but we are eating less meat (I guess that could be a good thing or so Lori tells me). Eating out consists of Costco pizza and hot dogs followed by the dollar menu, which you might as well not even waste your time doing unless TIME is the reason you are doing it in the first place. Two extra cell phone bills at $40ea and throw in the need for some decent cloths for the kids and bingo…there you have the extra $1000/month without any noticeable increase in our standard of living. In fact, it’s easy to say that the extra $1000 has bought us a lower standard of living than we enjoyed in Mexico.

Factoring into our still low monthly cost of living aboard is our “Free” rent. Well of course we spend money each month on boat maintenance and new equipment but our Port San Luis Mooring costs us $400/yr and we spent $400/month for a few months when we rented a slip last winter in Morro Bay. With the new Mooring we purchased in Morro Bay with “live aboard fees” our costs to keep THIRD DAY on either the Port San Luis or Morro Bay moorings will be about $100/mo. You can’t even get a hotel room in this area for less than that and a crappy apartment would cost at least $2000, so the boat looks pretty good at this point, not to mention we still like living aboard.
Vessel Name: THIRD DAY
Vessel Make/Model: 1977 Hudson Force 50
Hailing Port: Morro Bay, California USA
Crew: The Boren Family: Rich, Lori, Amy, Jason and Cortez the Cat
About: Admiral: Lori Boren, Master: Jason Boren age 16, 1st Mate: Amy Boren age 17
And God said, Let the waters under the heaven be gathered together unto one place and let the dry land appear: and it was so. And God called the dry land Earth; and the gathering together of the waters called he Seas; and God saw that it was good...... and the evening and the morning were the THIRD [...]
Home Page:
THIRD DAY's Photos - SV THIRD DAY (Main)
Photos 1 to 3 of 3
Laundry Day aboard THIRD DAY in Marina De La Paz
View of THIRD DAY in marina de La Paz 1
View of THIRD DAY in marina de La Paz 2
Images of one of our favorite anchorages
11 Photos
Created 15 October 2009
A tour of THIRD DAY's galley.
10 Photos
Created 16 August 2009
Photos of our new LED cabinn lights that use 1/10th the amount of power as our old school halogens.
4 Photos | 1 Sub-Album
Created 28 July 2009
Welding work in La Paz
5 Photos
Created 27 July 2009
Images taken around Santa Rosilia
7 Photos
Created 27 July 2009
Photo Essay of the last two weeks at sea without internet access
6 Photos
Created 11 June 2009
Images of the Cruising Kids
3 Photos
Created 20 May 2009
When you buy a 28yr old boat with the plans of a multi-year cruise, you have lots of work!
6 Photos
Created 27 January 2008